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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships. As an experienced lender, Tom is available to guide you through the home financing process. Whether you
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WHAT ARE PEOPLE SAYING ABOUT TOM HALFPAP

Tom was extremely knowledgeable, responsive, professional, and helpful. I could not ask for better.

- Donald T.

From start to finish, Tom was communicative, responsive, and always there to help and clarify. He made the refinance process easy and comfortable. I was most impressed with Tom's quick responses to emails and phone calls. He provides excellent customer service. Additionally, when an unexpected cost came up during my refinance, Tom worked diligently to ensure he could save me money to keep costs low overall. You will not be disappointed with Tom!

- Kelly P.

Tom is such a knowledgeable person with mortgages. He as been in the industry for well over 25+ years and is an expert in this field. He made my process extremely easy. He requested the items he needed and made it happen. He always encouraged me through the process, as my spouse and I are first time homeowners. Tom has such a great sense of humor and he enjoys impacting other lives with his job. I HIGHLY recommend Tom for your mortgage needs!!!

- Takeshia K.

Tom is the true Subject Matter Expert (SME) in this field. I have NEVER worked with a lender and the process was so SMOOTH. Whenever he'd call me, I would think something was wrong, but he was just providing me updates. He knows how to work it on behalf of his clients so we won't stress. I would totally recommend Tom. He is my go to lender from her on out.

- Takeshia K.

If you are on the fence and considering a different lender, JUST CHOOSE Tom. From start to finish, Tom was patient, responsive, professional and kind. As a first time homebuyer, I had so many questions and he always made time to call and email me back quickly with thorough explanations, written in plain language, that I could actually understand. Every step of the way, he kept me informed, there were no surprises. He was always very open and honest about the process and extremely organized when it came to keeping...

- Kristine R

I have worked with Tom on my last three home transactions, he is phenomenal. He has a deep knowledge of the market, can maneuver well through the process and pays attention to details.

- David R.

I have worked with Tom three times in the last three years. I have bought two homes and refinanced with him and each time he was extremely proactive, concise and was able to maneuver swiftly through potential process gaps. I would always recommend my friends and neighbors work with him,

- dstinson01

Tom was awesome to work with!!! He made everything easy for us from start to finish. When we had any questions he would answer them right away. He wouldn’t just email he would follow it up with a phone call to make sure we understood everything. Thanks Tom!!! Chris

- David C.

Our experience was super smooth, quick, and very painless. Tom made it the process so easy and straight forward! I would highly recommend him to anyone (and already have!).

- Courtney O.

Tom

- Diana L.
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